As a society we are living longer, and we are living with medical issues longer. This places greater need for long term care insurance policies – insurance that covers the gaps left by Medicare and other assistance programs.
At the same time, a growing number of insurance companies are getting out of the long-term care business. Quite simply, it has become nearly impossible to forecast what individuals will need for health assistance, and what that assistance will cost, 20, 30 or 40 years into the future.
(Read my entire article at Think Advisor)
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